Phoenix Small Business Loans
Next Phase Funding can help your Phoenix based business secure the financing it needs. If your business requires new capital or a Phoenix small business loan for renovations, hiring new staff, or investments in equipment we can provide those funds at the lowest possible interest rates.
We are proud to be able to help secure loans for Phoenix based businesses of all sizes and age. Sometimes a new business can have difficulty getting money from the banks, but we can help secure the required financing. We take into account your personal level of industry experience and credit score as important factors to determine loan availability and rates.
Our small business loans are used for:
- Hiring new staff
- Purchasing real estate and expanding operations
- Purchasing or upgrading equipment
- New inventory
- Equipment upgrades
- Increasing working capital and cash flow
Phoenix’s fast business loan process
We make securing Phoenix small business loans a fast easy process. Our business loan experience, volume and broad financing resources allow us to get the best interest rate for your business loan. There are no extra or hidden costs for using our service. You simply get the loan your business needs, quickly and efficiently.
You can use our business loan application form to apply right now. This will not affect your credit score.
Why Phoenix businesses choose Next Phase Funding for their business loans?
- There is no risk – You are under no obligation. If we don’t find you the best business loan you don’t have to accept it.
- Apply online – Easy and secure process.
- Fast approval – Sometimes in as little as one day.
- No hidden costs – You only pay for the business loan.
- Safe and Secure – Your data is never shared with any third party outside of the lender.
Our focus is on Phoenix based businesses
Many small businesses in Phoenix, Arizona are already using our services and we are very proud to help this region’s economy to continue its rapid growth. Phoenix is the capital, largest city and one of the nations fastest growing economies. Phoenix is the economic center of the region and has a diverse economy that includes tourism, healthcare, manufacturing, financial services, a strong service sector, warehousing, transport, telecommunications, farming and sports.
Phoenix business loan application:
Phoenix Business Loan Services
Phoenix Merchant Cash Advances
If your business accepts debit and credit cards you can qualify for a cash advance. Merchant cash advances allow you to get a fast lump payment in exchange for a small share of future credit card sales over a short set period of time.
The money you can qualify for is based on your average credit/debt card sales. Most businesses can qualify for up to 1.5 times their average monthly sales.
Merchant cash advances are popular because they offer a highly flexible and easy way to payback. Your merchant cash advance is paid back on a daily basis with very small transactions based on your daily credit card sales. You can choose as long as you want the payments to continue up to 12 months.
Phoenix Equipment Financing
Does your Phoenix based business need new equipment or machinery to produce or process goods? Whether your small business is product or service-based we can help you secure a business equipment loan to purchase needed equipment. We understand that repairing or replacing such equipment can put a serious drawback to your cash flow and we are here to help. Give us a call or use our online equipment loan application form to see what your business can qualify for. It’s quick and easy. There is no risk and you can get the equipment financing your business needs in as little as 2 days.
Phoenix Invoice Factoring / Financing
Invoice Financing for Phoenix small businesses is where outstanding invoices can be used to obtain money for your business. We are always happy to provide invoice factoring loans because we know that money is coming shortly. Many small businesses and industries regularly use invoice factoring to help better manage cash flow and business operations. We are always available by phone or email to help explain how invoice financing can get your business the fast financing it requires.
Phoenix Bridge Loans
Bridge loans are short-term loans with a term of a few weeks up to 12 months. Bridge loans allow your Phoenix small business to make a strategic acquisition, acquire property, purchase inventory or new equipment. Bridge loans are also referred to as gap financing or a swing loan. A bridge loan can be the source of your businesses fast new capital.
Phoenix Business Loan FAQ
What can the loan be used for?
Your business may need working capital for a variety of reasons and Next Phase Funding is we are not going to second guess your plans.
Need to expand? Want to take advantage of volume inventory discounts? It’s your business and the decision is entirely yours to make.
How long does it take to get the money?
Funding from the big banks can take months to approve the cash for a business loan. With Next Phase Funding you determine the timing of when the capital is needed. We can approve your loan application in as little as one day and fund your loan in 2-3 days.
What will a business loan cost?
Our pricing is straightforward and transparent. You will be shown the advance amount plus cost. Our loans have fixed fee pricing with predictable payments. We will show you how much you can receive and what the total payback will be. There are no hidden fees.
How much money can my business get?
The amount your business can qualify for is determined by your current cash flow. We offer loans from $5k up to $1 million. To determine the loan amount we look at available cash flow to determine if the business can pay back the loan.
What if I need future financing?
Eligibility for the loan amount, repayment time, and pricing are determined by your business cash flow and the business owner’s credit profile. Next Phase Funding is happy to support our clients’ future financing needs any way possible. Returning customers with good credit profiles and payment history on prior capital products are eligible for even lower rates.
How long do I have to repay the loan?
Next Phase Funding offers a range of 3 to 24 months time for repayment. Your current cash flow will determine how fast you can repay.